Plan With Care Call

What would a funeral cost in your state?

See an itemized estimate, what Social Security and VA benefits would actually pay, and what your family would still owe. It takes about two minutes.

Start my free estimate or call (800) 555-0100
  • Free to use
  • No phone number needed to see it
  • All 50 states

The numbers most families don't know until they need them

$9,995Median funeral-home cost of a burial with a viewing and a vault, before the cemetery bill.NFDA 2023 General Price List Study
$255The Social Security death payment. It has not gone up since 1954, and only a spouse or dependent child can get it.Social Security Administration
6 in 10Families now choose cremation. It costs less, but a cremation with a service still runs over $6,000.NFDA 2025 Cremation and Burial Report

How the estimate works

  1. Answer 7 quick questions

    Your state, burial or cremation, and what kind of service you'd want. Tap an answer; no typing.

  2. See your itemized estimate

    Every cost line, what Social Security and VA benefits would pay, and the amount left for your family.

  3. Talk to an agent, if you want

    A licensed agent can show you plans that cover the gap. There's no cost to talk and nothing to buy.

Start my free estimate
Sample estimate · Florida · cremation with a service $6,900
  • Social Security death payment− $255
  • VA burial allowance$0
  • County burial assistanceNot likely
Your family would still pay about$6,645
Sample figures. An estimate, not a quote.

Most families pay for a funeral out of pocket

Government help is smaller than most people think. Social Security pays $255. VA benefits go only to some veterans. County programs are for families with almost nothing, and usually cover a basic cremation.

Your estimate shows the real gap, so you can decide what to do about it.

A plan now means one less thing for them later

  • Your family doesn't have to guess what you wanted.
  • No one has to put the bill on a credit card or pass a collection around.
  • Final expense plans are small, fixed-price policies, often with no medical exam.

Rather talk to someone?

Leave your details and a licensed agent from Optaris will call you. Or call us now.

Call a licensed agent (800) 555-0100 [HOURS, e.g. Mon–Fri 9am–7pm ET]

Common questions

Do I have to give my phone number to see my estimate?

No. You see your full estimate first. We only ask for contact details if you'd like an agent to call.

What is final expense insurance?

A small whole life policy, usually $5,000 to $25,000, meant to pay for a funeral and final bills. Many plans need no medical exam.

Who runs Plan With Care?

Plan With Care is operated for Optaris, a licensed insurance agency. Meet the Optaris team.